Hardship Letter Examples

   Hardship Letter Single Parent

To Whom It May Concern:

I am writing to try to {consolidate my loan, avoid foreclosure, restructure a payment plan, delay payment, request debt forgiveness} for {my mortgage, my personal loan, car loan, credit card bill, medical bill etc.}.

I am a single parent to {number} children: {Name}, aged {age} and {Name}, aged {age}. Their {father/mother} is not in the picture and stopped paying the court-mandated child support on {date}. Therefore, I have been providing a home, food and shelter for them on one income of {amount} per year.

In the past, my salary has been enough to adequately provide for my children. However, as of {date}, {new circumstance such as child going to college, child being diagnosed with illness/disability, child requiring special care}. This has put me in a difficult situation, as my children come first in my life and I would do anything to make sure they're cared for.

I would like to ask your assistance in this difficult situation. I have attached {doctor's note/bank statement/income stub/letter from school} detailing my circumstances. {If this is for a mortgage, specify whether you'd like to stay in your home, or whether the home is up for sale already. For any other loan, come up with some sort of plan for repayment, such as lower payments each month, a lower interest rate, etc., and suggest it here.}

I am hoping that we can work out some sort of solution as quickly as possible. Please contact me immediately so that we can begin this process.


{Sender Name}

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Index of Hardship Letter Examples