Hardship Letter Examples

   Hardship Letter Due to Gambling

This hardship letter is my official request for leniency concerning my {principal/loan/mortgage}. The reason I have fallen behind in my payment plan is that my {family member} has developed a gambling problem and spent a large portion of our money.

It only recently came to light that {Name} was spending our money gambling. Between {date} and {date}, {he/she} spent {amount} of money, which had been reserved for our {mortgage/loan/etc.} payment. {Name} is now in treatment for {his/her} problem, but the issue with our finances remains.

I respectfully request {forgiveness/postponement} of my {loan/principal}. Specifically, I would like {brief description of specific payment plan}. Please consider our circumstances. We are working to keep our house and rebuild our family. I hope there is some way we can work this out.

Thank you for your consideration.

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Index of Hardship Letter Examples