Hardship Letter Examples

   Hardship Letter Damage to Property

I am writing this letter to request {loan modification/leniency/delinquency forgiveness/etc.} on my {house/car/etc.} loan. Due to severe, unforeseen property damage, I am in danger of falling behind on my payments and would like {amount of time} to get back on my feet.

On {date}, my {house/car/property} was {vandalized/hit by a natural disaster/involved in an accident/etc.}. While I have insurance for {foreseeable conditions}, this was unpredictable. It caused {monetary amount} in damages, {amount} of which will not be covered by insurance of any kind.

The time and resources I will be putting into this project to get my {house/car/business} serviceable again means that I will not be able to meet my loan requirements for {amount of time}. I have attached a spreadsheet of my projected repairs as well as a modified loan plan.

Please contact me at your earliest convenience so that we can discuss a solution to this problem. Thank you for your consideration.

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Index of Hardship Letter Examples