Hardship Letter Examples

   Hardship Letter Auto Loan Modification

To Whom It May Concern:

I am writing to try to request a modification to my car loan, since I am unable to meet my current payments. Specifically, I would like to {lower the interest rate/remove delinquency fees/forgive delinquent payments}.

My auto loan has proven unmanageable and as of {date} it is especially problematic because {the car has lost value/the loan value is upside down/I've experienced sudden, unexpected financial difficulty}.

As of {date}, I {owed more for the loan than the car was worth/I was involved in an accident that wasn't my fault/I lost my job, etc.}. I would like to avoid repossession, but I can think of no way out of this situation without a loan modification.

I am hoping that we can work out some sort of solution as quickly as possible. Please contact me immediately so that we can begin this process.


{Sender Name}

Download this hardship letter — free!

Formatted and ready to use with Microsoft Word, Google Docs, or any other word processor that can open the .DOC file format.

Index of Hardship Letter Examples