Economic Hardship Deferment Request

{Name}
{Address}
{Phone #}

{Date}

Dear {loan servicer/agency}:

I am seeking deferment of my {Perkins/Stafford/etc.} student loan due to economic hardship.

Although I work full-time, I am unable to keep up with my current payments of {amount} per month. My gross monthly income is {amount}; I've attached a pay stub and my most recent federal income tax return.

I'm struggling to support of family of {number} on well below the 150% poverty level in {state}.

I would like the deferment to begin on {date}, with payments resuming a year from that date, unless I am still eligible at that time and reapply.

Thank you for considering this hardship request for deferment.

Sincerely,

{Sender Name}

Index of Hardship Letter Examples