Dear {banking official}:
I am writing to request that my home equity loan payments be deferred for {time period}. I understand that interest would accrue during this time.
My family is experiencing a severe hardship due to {job loss/natural disaster/medical event/etc.}. We are barely able to meet our basic needs at this time.
I anticipate that I will be able to resume payments by {date}.
If deferring payments is not an possible, please let me know of any options for reduced payments or refinancing. Thank you for your consideration.
Sincerely,
{Name}
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Index of Hardship Letter Examples
