Credit Repair Letter

Dear {Credit Bureau}:

This letter is intended to request an investigation into information that appears on my consumer report as follows:

Dispute 1

* Account number {number}

* dates {dates}

* The account with {lender} is shown as {standing}, but in actuality, I have paid the account in full. Please update the record to show that I indeed paid the full amount owed.

Dispute 2

* Account number {number}

* dates {dates}

* The account with {lender} is shown as having {late/slow} payments. In fact, I {was never late/was only late once/etc.}. Please update the record to indicate this.

Enclosed please find a copy of my credit report {number}, along with billing statements backing up what I have stated above.

Thank you for your assistance in this matter.

Sincerely,

{Name}

Enclosures: credit report; billing statements

Index of Hardship Letter Examples